What Is Good Credit?
Most consumers are simply uninformed about credit. How can you be expected to have excellent credit if you don’t know how it works? Good credit is simply being able to borrow at a low cost. Achieving good credit involves (1) removing negative items from your credit report and (2) having available credit, which means you have no maxed-out credit cards.
Credit affects your life in many ways. The key to understanding credit is being aware of your score and report. When your report is updated, you can keep track of it better, and you’ll be less likely to make a bad decision about your credit. Credit repair is a process, not an event. Improving and increasing available credit takes time, but the rewards of a good credit report are well worth the process.
What CIC Will Do For You
CIC works in accordance with the Federal Trade Commission (FTC). The FTC gives consumers the right to challenge any inaccurate or incomplete information from your credit file.
CIC will dispute your negative, inaccurate and incomplete information on your behalf. We send these disputes directly to each of the three credit bureaus (TransUnion, Equifax and Experian) who maintain official credit records of individuals and firms. The credit bureaus begin investigation and send you an updated report that indicates which items have been deleted and which items remain on your report.
What To Expect
Once you sign up, within 40–45 days you will start seeing results. The bureaus will send you letters informing you of your credit report. Just send us these reports and we’ll continue disputing the negative, inaccurate and incomplete information that remains on your file. Your credit will improve with each dispute cycle. The process continues until you are satisfied with your credit report.
Why Wait?
The good news is you can sign up today! You can relax knowing that specialized credit counselors are working on your behalf. We will make sure you experience the difference of living with good credit. CIC also accepts payments through debit cards as well. Call today to take control of your credit report.
